Health Care

We have high quality and affordable health care plans. Employees can choose from a variety of market-leading and comprehensive plan options that cover every stage of life.

• Our premiums are among the lowest in the industry.
  • Since 2020, premiums only increased once, in 2024. 
  • Since 2020, BCBS premiums increased, on average, only 0.7% per year.  UHC PPO premiums increased, on average, only 2.1% per year. 
  • Solar’s average annual premium increase is substantially below the 5.5% to 7.0% average annual increase for other employers.
• Our plan designs remain stable. Medical plan deductibles, copays, coinsurance and out-of-pocket maximums did not change in 2025
• Our plans are among the best in the industry. Our health care plan options are above market and rated in the top 25% of Fortune 150 companies.
• You can customize your coverage. You can choose from four medical plan options to meet you and your family's unique needs.
• Caterpillar helps pay your out-of-pocket costs. Two of our health care plans include a tax-advantaged Health Savings Account feature with a generous employer contribution. You can use this money to help offset your deductible, coinsurance and other out-of-pocket costs.
• We work hard to keep your costs low. The medical, prescription, dental and vision plans are bundled together, which costs you less in premiums. 99% of employer plans are not bundled, which increases the costs for coverage.

We aim to reach an agreement that positions Solar, our facilities and our employees
to compete, meet customer commitments and succeed long into the future.