401(k)
Caterpillar Benefits Center
1-877-228-4010 (or 1-718-354-1345 if outside the U.S.)
Website: CatBenefitsCenter.com
(or sign in with your CWS ID)
Caterpillar offers a 401(k) Plan that allows you to save for retirement through your own before-tax or Roth after-tax contributions and company contributions. Our plan website includes tools and resources to assist you in making the right investment decisions to meet your retirement goals. The plan offers a wide variety of investment options from which to choose.
Caterpillar Benefits Center
1-877-228-4010 (or 1-718-354-1345 if outside the U.S.)
Website: CatBenefitsCenter.com
(or sign in with your CWS ID)
You’ll receive a packet from the Caterpillar Benefits Center soon after your hire date — or once you meet the eligibility requirements, if applicable — with all of the details.
To encourage you to start saving for retirement sooner, you’ll be automatically enrolled in the plan to contribute 6% of your base salary on a pretax basis. Your contributions will be invested in the Target Date Fund that most closely matches your 65th birthday.
See your Benefit Summary for details on the 401(k) Plan, including contributions, vesting (ownership), and company matching contributions (if eligible).
How to enroll
You can enroll in the 401(k) Plan as soon as you are set up in Alight’s system (usually within 7 – 10 days from your date of hire).
Visit CatBenefitsCenter.com to enroll, review your account, learn more and make changes to your contributions and investments.
Designating a beneficiary
It’s important to designate a beneficiary in the event that something happens to you. You can change your beneficiary elections at any time.