Caterpillar Health Enrollment Center
The Caterpillar Health Enrollment Center
1-833-735-2127
Mon-Fri, 7 a.m. - 7 p.m. CT
CatHealthEnrollment.bswift.com (or log in with your CWS ID)
Caterpillar offers comprehensive medical benefits to meet your and your family’s needs.
Refer to your Benefit Summary and/or your HR representative to confirm which plans are available to you.
The Caterpillar Health Enrollment Center
1-833-735-2127
Mon-Fri, 7 a.m. - 7 p.m. CT
CatHealthEnrollment.bswift.com (or log in with your CWS ID)
UnitedHealthcare (UHC)
1-866-228-4215
Mon-Fri, 7 a.m. - 5p.m. CT
myuhc.com
Blue Cross Blue Shield (BCBS)
1-844-228-2227
24-hour assistance
bcbsil.com/caterpillar
BCBS National Caterpillar NetWork
1-888-228-1120
Mon-Fri 7 a.m. - 7 p.m. CT
myBlueElementIL.com
Medical Plan Options and Summary
Depending on your group, we are pleased to offer these four options:
Traditional plan options |
Consumer Directed Health Plans (CDHPs), which include a tax-advantaged Health Savings Account |
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BCBS National
The BCBS EPO requires you to use in-network providers only. Generally, in-network coverage is provided at 80% after you pay your annual deductible. Many preventive services are covered at 100%. The BCBS EPO includes prescription drug benefits administered by Magellan Rx. The BCBS EPO includes copays for primary care and specialist office visits. Out-of-network services aren’t covered except for life-threatening emergencies.
UHC Choice Plus
UHC PPO allows you to use either in-network or out-of-network providers. You may choose any provider, but you’ll pay less if you use a provider in the network. Generally, network coverage is provided at 80% after you pay your annual deductible. Many preventive services are covered at 100%. The UHC PPO includes prescription drug benefits administered by Magellan Rx.
UHC Consumer Choice and UHC Consumer Max
UHC Consumer Choice and Consumer Max plan options allow you to use either in-network or out-of-network providers. You may choose any provider, but you’ll pay less if you use a provider in the network. In-network coverage is provided at 80% after you pay an annual deductible. The CDHPs have higher annual deductibles than the traditional plan options. Many preventive services are covered at 100%. The plan includes prescription drug benefits administered by Magellan Rx. In both these plan options, you’ll pay the full negotiated rate for non-preventive medical services and prescription drugs until you meet the deductible. Both of these plans include a tax-advantaged Health Savings Account. Caterpillar contributes to this account on your behalf, and you can contribute too. Learn more about the HSA
Mid-Year Changes
If you experience a qualified life event (e.g., get married or divorced, have a baby, or if your spouse gains or loses employement), you may be able to add or drop coverage for you and/or your dependents — as long as you make the change within 31 days of the event. Contact the Caterpillar Health Enrollment Center to get started.
Learn More
View the Benefits Brochure and/or log into the Caterpillar Health Enrollment Center's website to view plan details and compare the plan options.
Find An In-Network Provider
To locate in-network providers, contact:
Plan option |
Nationwide network |
Caterpillar NetWork (in select counties in Illinois) |
BCBS National |
BCBS network provider |
Caterpillar NetWork provider |
UHC Choice Plus UHC Consumer Choice UHC Consumer Max |
UHC network provider (choose Choice Plus) | Caterpillar NetWork provider |
Special Resources and Benefits
Caterpillar is pleased to offer coverage and resources for a variety of health care needs, including these important services:
Are you unhappy with your current doctor’s office visit experience? Do you usually go to an urgent care facility or ER when you have health issues instead of your doctor’s office? Maybe you don’t even have a primary care physician. Or maybe you’re simply interested in a new way to access health care.
If any of this applies to you, you’re in luck! Caterpillar partners with Carle Health to provide eligible Caterpillar health care plan participants in the Peoria area* with a more individualized health care experience through the Carle Health Clinic – Priority Health.
The clinic is limited to 3,000 participants. There are still spots available! Sign-up is on a first come, first served basis.
Learn more, request a tour or join the clinic.
We're partnering with Carle Health on a physician office model in the Peoria area because of the large number of employees available to participate. If this concept results in improved healthcare experiences and outcomes as anticipated, we will explore similar partnerships in other locations.
Fertility Solutions Program is designed to help eligible employees and their spouses who may be experiencing fertility-related issues. The Fertility Solutions Program provides education and counseling and acts as an access point to a national network of premier reproductive treatment centers.
The program is available to employees and spouses who are enrolled in the Employee Health, Life and Disability Benefit Program and meet the Fertility Benefit's eligibility requirements.
PRE-CERTIFICATION & CONTACT INFORMATION
Caterpillar employees and their family members enrolled in a UnitedHealthcare (UHC) medical plan have access to 2nd.MD, a virtual expert medical consultation and navigation service, including second opinions. With 2nd.MD, you can connect with board-certified, elite specialists about your diagnosis or treatment plan all within a matter of days at no cost to you! Contact 2nd.MD to confirm whether you are eligible.
When dealing with illness, injury or chronic pain, 2nd.MD makes it easy to get a virtual expert medical consultation from the best in medicine. 2nd.MD can help when you have medical questions like:
● Do I have the right diagnosis?
● Am I on the best treatment path and medications?
● Is this surgery or procedure the best option for me?
2nd.MD experts are industry leaders across hundreds of subspecialties and thousands of conditions, like:
● Back, knee, hip, ankle surgery
● Cancer
● Heart disease and stroke
● Digestive problems
● Immunological disorders (type 1 diabetes, rheumatoid arthritis)
● Mental health issues
● And many more
2nd.MD specialists are from highly respected medical institutions and leaders in their field of practice. Many own their own practices and have won prestigious awards. 2nd.MD specialists take an unbiased approach that includes:
● Reviewing and confirming your treatment plan
● Providing you thorough answers and another level of expertise
● Advocacy regarding your healthcare needs
● Giving you confidence and in some cases, additional treatment options
You can activate your account with 2nd.MD today so it will be ready when you need it. To activate your account and/or request a consult:
● Visit www.2nd.md/caterpillar
● Call 1-866-269-3534
● Download the 2nd.MD app via App Store or Google Play
Caterpillar’s health plan offers advocates to assist with gender affirmation services:
Virtual visits save you time and money – you can talk with a doctor by video or phone on demand 24/7 whether you’re at work, home or traveling. Providers can treat and prescribe medications for everyday illnesses like the flu, sinus infections, a cough and a lot more.
Here’s how virtual visits are covered
Medical Plan Option |
Description and Cost |
How to Access Virtual Visits |
BCBS National |
The Caterpillar health care plan will cover virtual visits through approved providers at no cost to you. Virtual visits with your regular doctor’s office are covered subject to your medical plan benefits. |
Learn more or contact BCBS with questions. |
UHC Choice Plus (PPO) |
The Caterpillar health care plan will cover virtual visits through approved providers at no cost to you. Virtual visits with your regular doctor’s office are covered subject to your medical plan benefits. |
Learn more or contact UHC with questions. |
UHC Consumer Choice (CDHP) or UHC Consumer Max (CDHP) |
Due to IRS rules, the Caterpillar health care plan will cover virtual visits through approved providers or virtual or telehealth visits with your regular doctor’s office — subject to your medical plan benefits, but usually $50 or less. |
If the content of this communication, other telehealth services communications, other health care plan changes or any representations made by any person regarding Caterpillar’s employee benefit plans and programs conflict with or are inconsistent with the provisions of the governing documents, the provisions of the plan documents are controlling. To the fullest extent permitted by law, Caterpillar reserves the right to amend, modify, suspend, replace or terminate any of their plans, policies or programs, in whole or in part, at any time and for any reason, by appropriate company action.